Complete banking centers and systems conversions of Heartland Financial divisions
Delivered by the deadline
AI-confirmed · human review in progress Independent AI checks agreed on primary SEC or regulator evidence. Records are now being reviewed by hand, starting with those our customers order.
- Announced
- 3 Feb 2025
- Due
- 31 Dec 2025
- Delivered
- 16 Oct 2025
- Deadline
- Met
- Late
- Not met
- Today
What the company said
“banking centers and systems conversions, which is anticipated to occur in the fourth quarter of 2025”
What we found
Evidence strength A What the grades mean
UMB completed the Heartland Financial systems and brand conversion on October 16, 2025, within the stated Q4 2025 target window.
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A UMB FINANCIAL CORP - Form 8-K - FY2025 SEC filing noting Minnesota converted in July, rest on track for October
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B UMB Financial Corporation - UMB Successfully Completes Systems and Brand Conversion Company's own investor relations page confirming conversion completed
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B UMB Successfully Completes Systems and Brand Conversion Following Acquisition of Heartland Financial USA, Inc. Official press release confirming completion of systems/brand conversion
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D UMB Completes Systems and Brand Conversion Following Acquisition of Heartland Financial USA Confirms all HTLF divisional banks now operating on UMB platforms/brand
Checked 17 Sep 2026.
Commitment DNA
The structured record of this commitment. Fields the company did not state are left blank rather than guessed.
- Event type
- Project other
- Indicative materiality
- Low rules
- Action
- Complete
- Language
- Expected (“expects”, “plans”)
How this entry was checked
- Commitment recordedRecorded from the company's filing.
- First checkAn AI model read the company's later filings and recorded the outcome with a quoted passage.
- Second check: agreesA different AI model, Gemini (Google), re-read the evidence without being told the outcome and reached the same answer.
Confirmed. This outcome counts towards the company's Kept Score. How verification works
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Report an error in this entry Reference: KI-C-2025-UMBFO-000073 · Corrections policy