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Capital One Financial Corp.

Complete the acquisition of Discover on May 18, 2025

Delivered by the deadline

AI-confirmed · human review in progress Independent AI checks agreed on primary SEC or regulator evidence. Records are now being reviewed by hand, starting with those our customers order.

Announced
22 Apr 2025
Due
18 May 2025
Delivered
18 May 2025
  • Deadline
  • Met
  • Late
  • Not met
  • Today

What the company said

“we received regulatory approval for our acquisition of Discover and we're fully mobilized to complete the transaction on May 18th”

What we found

Evidence strength A What the grades mean

Later 10-Q and 10-K filings state the company closed the acquisition of Discover on May 18, 2025, matching the stated deadline.

  • A
    Capital One Financial Corp. 10-Q filed 2025-11-03 Regulatory filing · published 3 Nov 2025 · retrieved 10 Oct 2026 · kept permanently by the SEC · fingerprint c25c526d77ce
    “On May 18, 2025, the Company closed the acquisition of Discover, pursuant to which (i) Merger Sub merged with and into Discover” ✓ confirmed on the page
  • A
    Capital One Financial Corp. 10-K filed 2026-02-19 Regulatory filing · published 19 Feb 2026 · retrieved 10 Oct 2026 · kept permanently by the SEC · fingerprint 1cf9aba36fbf
    “On May 18, 2025, the Company closed the acquisition of Discover, pursuant to which (a) Merger Sub merged with and into Discover” ✓ confirmed on the page
  • A
    Capital One Financial Corp. 10-Q filed 2026-05-07 Regulatory filing · published 7 May 2026 · retrieved 10 Oct 2026 · kept permanently by the SEC · fingerprint 5d5c7e3624c3
    “On May 18, 2025, the Company closed the acquisition of Discover, pursuant to which (i) Merger Sub merged with and into Discover” ✓ confirmed on the page

Market reaction: the shares moved +1.3% against the S&P 500 over the three sessions around the disclosure (31 Oct 2025 to 5 Nov 2025). What this measures

Checked 10 Oct 2026.

Commitment DNA

The structured record of this commitment. Fields the company did not state are left blank rather than guessed.

Event type
Acquisition close
Indicative materiality
High rules
Action
Complete
Deliverable
Acquisition of Discover
In the company’s control
Medium
Specificity
High

How this entry was checked

  1. Commitment recordedThe company's words were matched word for word against the filing.
  2. First checkAn AI model, Claude (Anthropic), read the company's later filings and recorded the outcome with a quoted passage.
  3. Second check: agreesA different AI model, Gemini (Google), re-read the evidence without being told the outcome and reached the same answer.

Confirmed. This outcome counts towards the company's Kept Score. How verification works

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Report an error in this entry Reference: KI-C-2025-COF-005945 · Corrections policy

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