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PNC Financial Services

Convert BBVA USA bank systems and branches to PNC systems

Delivered by the deadline

AI-confirmed · human review in progress Independent AI checks agreed on primary SEC or regulator evidence. Records are now being reviewed by hand, starting with those our customers order.

Announced
1 Jun 2021
Due
31 Oct 2021
Delivered
12 Oct 2021
  • Deadline
  • Met
  • Late
  • Not met
  • Today

What the company said

“Until conversion of bank systems and branches, expected to occur in October 2021, PNC and BBVA USA customers will continue to be served”

What we found

Evidence strength A What the grades mean

Filings state that PNC converted BBVA USA's systems and branches on October 12, 2021, before the October 31, 2021 deadline.

  • A
    PNC Financial Services 10-Q filed 2021-11-03 Regulatory filing · published 3 Nov 2021 · retrieved 11 Oct 2026 · kept permanently by the SEC · fingerprint ad048f421676
    “As of October 12, 2021, PNC has converted approximately 2.6 million customers, 9,000 employees and over 600 branches across seven states, merging BBVA USA into PNC Bank.” ✓ confirmed on the page
  • A
    PNC Financial Services 10-K filed 2022-02-25 Regulatory filing · published 25 Feb 2022 · retrieved 11 Oct 2026 · kept permanently by the SEC · fingerprint f4440c0ee7fc
    “On October 12, 2021, PNC converted approximately 2.6 million customers, 9,000 employees and over 600 branches across seven states.” ✓ confirmed on the page

Market reaction: the shares moved -2.9% against the S&P 500 over the three sessions around the disclosure (2 Nov 2021 to 5 Nov 2021). What this measures

Checked 11 Oct 2026.

Commitment DNA

The structured record of this commitment. Fields the company did not state are left blank rather than guessed.

Event type
Project other
Indicative materiality
Low rules
Action
Convert
Deliverable
Conversion of BBVA USA bank systems and branches
Language
Expected (“expects”, “plans”)
In the company’s control
High
Specificity
Medium

How this entry was checked

  1. Commitment recordedThe company's words were matched word for word against the filing.
  2. First checkAn AI model, Claude (Anthropic), read the company's later filings and recorded the outcome with a quoted passage.
  3. Second check: agreesA different AI model, Gemini (Google), re-read the evidence without being told the outcome and reached the same answer.

Confirmed. This outcome counts towards the company's Kept Score. How verification works

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Report an error in this entry Reference: KI-C-2021-PNC-007017 · Corrections policy

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