Substantially complete systems conversions for the TCF acquisition
Delivered by the deadline
AI-confirmed · human review in progress Independent AI checks agreed on primary SEC or regulator evidence. Records are now being reviewed by hand, starting with those our customers order.
- Announced
- 29 Jul 2021
- Due
- 31 Dec 2021
- Delivered
- by 15 Oct 2021
- Deadline
- Met
- Late
- Not met
- Today
What the company said
“Systems conversions have commenced and are scheduled to be substantially complete early in the 2021 fourth quarter.”
What we found
Evidence strength A What the grades mean
A January 2022 8-K says branch and major systems conversions were completed in mid-October 2021, before the year-end deadline.
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A Huntington Bancshares 8-K filed 2022-01-21
“branch and major systems conversions completed in mid-October; have converted more than 1.5 million customers to the Huntington platform and consolidated 188 branches since mid-June.” ✓ confirmed on the page
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A Huntington Bancshares 8-K filed 2022-01-21
“elevated costs in the prior quarter related to TCF branch and major systems conversion” ✓ confirmed on the page
Market reaction: the shares moved -4.2% against the S&P 500 over the three sessions around the disclosure (20 Jan 2022 to 25 Jan 2022). What this measures
Checked 11 Oct 2026.
Commitment DNA
The structured record of this commitment. Fields the company did not state are left blank rather than guessed.
- Event type
- Acquisition close
- Indicative materiality
- High rules
- Action
- Substantially
- Deliverable
- TCF systems conversions
- Language
- Firm (“will”, “on track to”)
- In the company’s control
- High
- Specificity
- Medium
How this entry was checked
- Commitment recordedThe company's words were matched word for word against the filing.
- First checkAn AI model, Claude (Anthropic), read the company's later filings and recorded the outcome with a quoted passage.
- Second check: agreesA different AI model, Gemini (Google), re-read the evidence without being told the outcome and reached the same answer.
Confirmed. This outcome counts towards the company's Kept Score. How verification works
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Report an error in this entry Reference: KI-C-2021-HBAN-006867 · Corrections policy