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Huntington Bancshares

Convert TCF customer accounts to Huntington's systems

Delivered by the deadline

AI-confirmed · human review in progress Independent AI checks agreed on primary SEC or regulator evidence. Records are now being reviewed by hand, starting with those our customers order.

Announced
9 Jun 2021
Due
31 Dec 2021
Delivered
by 15 Oct 2021
  • Deadline
  • Met
  • Late
  • Not met
  • Today

What the company said

“TCF customer accounts will be converted to Huntington's systems in the fourth quarter”

What we found

Evidence strength A What the grades mean

A January 2022 8-K says branch and major systems conversions were completed in mid-October 2021, before the fourth-quarter deadline.

  • A
    Huntington Bancshares 8-K filed 2022-01-21 Regulatory filing · published 21 Jan 2022 · retrieved 11 Oct 2026 · kept permanently by the SEC · fingerprint 5be20d99bd81
    “branch and major systems conversions completed in mid-October; have converted more than 1.5 million customers to the Huntington platform and consolidated 188 branches since mid-June.” ✓ confirmed on the page

Market reaction: the shares moved -4.2% against the S&P 500 over the three sessions around the disclosure (20 Jan 2022 to 25 Jan 2022). What this measures

Checked 11 Oct 2026.

Commitment lineage

Every time the company restated this commitment. The original is never changed, and the outcome is always measured against version 1.

  • Deadline drift +1551 days
  • 2 versions
  1. Version 1 · original · stated 9 Jun 2021

    Deadline 31 Dec 2021 (“in the fourth quarter”) · wording firm

  2. Version 2 · stated 20 Oct 2025

    Deadline 31 Mar 2026 (“in the first quarter of 2026”) · wording firm

    “Veritex customer accounts will be converted to Huntington's systems in the first quarter of 2026”

    Source for this version

Commitment DNA

The structured record of this commitment. Fields the company did not state are left blank rather than guessed.

Event type
Project other
Indicative materiality
Low rules
Action
Convert
Deliverable
Conversion of TCF customer accounts to Huntington systems
Language
Firm (“will”, “on track to”)
In the company’s control
High
Specificity
Medium

How this entry was checked

  1. Commitment recordedThe company's words were matched word for word against the filing.
  2. First checkAn AI model, Claude (Anthropic), read the company's later filings and recorded the outcome with a quoted passage.
  3. Second check: agreesA different AI model, Gemini (Google), re-read the evidence without being told the outcome and reached the same answer.

Confirmed. This outcome counts towards the company's Kept Score. How verification works

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Report an error in this entry Reference: KI-C-2021-HBAN-006865 · Corrections policy

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