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First Horizon Corp.

Fully integrate systems

Delivered after the deadline

AI-confirmed · human review in progress Independent AI checks agreed on primary SEC or regulator evidence. Records are now being reviewed by hand, starting with those our customers order.

Announced
22 Jan 2021
Due
30 Nov 2021
Delivered
February 2022
  • Deadline
  • Met
  • Late
  • Not met
  • Today

What the company said

“Expect to fully integrate systems in fall of 2021”

What we found

Evidence strength A What the grades mean

The company announced an expectation to integrate systems in the fall of 2021, but later filings confirmed the integration was delayed and completed in February 2022.

  • A
    First Horizon Corp. 8-K filed 2022-01-20 Regulatory filing · published 20 Jan 2022 · retrieved 25 Oct 2026 · kept permanently by the SEC · fingerprint 83d41e7e4042
    “On track to fully integrate systems in February 2022” ✓ confirmed on the page
  • A
    First Horizon Corp. 10-K filed 2022-03-01 Regulatory filing · published 1 Mar 2022 · retrieved 25 Oct 2026 · kept permanently by the SEC · fingerprint 523caaffa480
    “we completed systems integration with IBKC in February 2022.” ✓ confirmed on the page
  • A
    First Horizon Corp. 10-K filed 2023-03-01 Regulatory filing · published 1 Mar 2023 · retrieved 25 Oct 2026 · kept permanently by the SEC · fingerprint a4fb9d2130c8
    “In fact, the completion of systems integration was delayed several months” ✓ confirmed on the page

Market reaction: the shares moved +1.4% against the S&P 500 over the three sessions around the disclosure (19 Jan 2022 to 24 Jan 2022). What this measures

Checked 25 Oct 2026.

Commitment DNA

The structured record of this commitment. Fields the company did not state are left blank rather than guessed.

Event type
Project other
Indicative materiality
Low rules
Action
Fully
Deliverable
systems integration
Language
Expected (“expects”, “plans”)
In the company’s control
High
Specificity
Medium

How this entry was checked

  1. Commitment recordedThe company's words were matched word for word against the filing.
  2. First checkAn AI model, Gemini (Google), read the company's later filings and recorded the outcome with a quoted passage.
  3. Second check: agreesA different AI model, Claude (Anthropic), re-read the evidence without being told the outcome and reached the same answer.

Confirmed. This outcome counts towards the company's Kept Score. How verification works

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Report an error in this entry Reference: KI-C-2021-FHN-022311 · Corrections policy

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